Being involved in a car accident can be much traumatized, especially when you are the victim. Apart from suffering emotional stress and turmoil, you may have to deal with your personal injuries, damage to your car, processing your claims and other issues associated with accidents.
During such times, having a car accident lawyer on your side can increase your chances of getting the assistance, justice and support you rightfully deserve. However, most people are unsure of when to seek the services of an accident attorney. The article highlights some of the circumstances when hiring an auto accident attorney may be necessary. Read also: Things to Ensure Before Taking The Services of Car Accident Lawyer.
Property Damage
One of the major losses after car accidents is the property damage or loss. Your car may experience heavy damages, which may sometimes be rendered a total loss. Typically, it is the prerogative of the car insurance company to either pay for repairs or declare the car damage a total loss.
First, you will need to determine if your insurance provider will cover the damages or if the other insurance will pay. This will depend on whether or not you are at fault. For example:
- When at fault, you will need to seek reimbursement from your own insurer.
- When not at fault, you will need to seek payment from the other insurer.
Regardless of whether you are seeking payment from your insurer or the other company, their initial claim offer may be insufficient to cover all of your replacement or repair costs. This is where the services of an attorney comes in handy. These professionals have the knowledge and expertise to pursue a more considerable claim, ensuring you get what you deserve. Read also: What Is The Necessity Of Hiring Car Accident Attorney.
If you get injured after a car accident, it is important to get proper medical attention immediately. If you delay, you may find it hard to prove your injuries were caused by the accident.
The payment for medical attention will depend on your policy. When not at fault, your medical bills will be covered by the liability insurance of the other driver. However, those who live in a no-fault state can seek compensation from their personal injury protection coverage to have their bills paid without negotiation delay between companies.
You may also seek payment from
- Medical payment coverage, even if it is included in your insurance policy.
- Uninsured motorist coverage, if you were hit by an underinsured or uninsured driver or a case of hit and run accident.
- Health insurance policy.
A reputable car accident lawyer will help you pursue these payments so that you not only get a substantial compensation but you also get them within a reasonable timeframe. Read also: Finding The Best Pedestrian Accident Lawyers.
Dealing with Insurance Companies
As you seek compensation, remember that it’s quite common for insurance providers to frustrate clients so that they avoid paying anything. Even if they agree to pay, many companies will pay less than what they need to remember to keep all your receipts and any other relevant documentation as they will countercheck to ensure all the expenses are valid.
To avoid the frustrations you may face when pursuing these payments, seek the services of an attorney. Personal injury lawyers have experience in working with insurance companies to get the highest amount of settlement possible for their clients.
They also can help you get compensation for general damages that may be difficult to determine, like:
- Mental anguish
- Pain and suffering
For instance, if you have lost your sight due to a car accident resulting from the negligence of the other driver, a personal injury attorney can help you get compensation for general damages along with the actual payment of your medical bills. Read also: 4 Reasons To Hire A Brooklyn Car Accident Lawyer After An Accident.
If you have suffered any personal injury or property loss due to a car accident, don’t delay to get the assistance you need. There is a time limit under the state and federal laws to file your claims. This short time limit is known as the statute of limitations, and it varies by state. So if you feel you need the help of a lawyer to pursue your claim, contact one immediately. Hiring an experienced car accident lawyer will allow you to concentrate on recovery and attending to your normal duties. Choose a lawyer with a track record of handling many successful car accident lawsuits.